{"id":328,"date":"2026-07-21T20:15:03","date_gmt":"2026-07-21T11:15:03","guid":{"rendered":"https:\/\/zipreport.kr\/?p=328"},"modified":"2026-07-21T20:05:11","modified_gmt":"2026-07-21T11:05:11","slug":"seoul-12eok-84sqm-apartment","status":"publish","type":"post","link":"https:\/\/zipreport.kr\/?p=328","title":{"rendered":"\uc11c\uc6b8 12\uc5b5 \uc774\ud558 84\u33a1 \uc544\ud30c\ud2b8 \uac70\ub798\ub7c9 \uc21c\uc704: \ub178\uc6d0\u00b7\uad6c\ub85c\u00b7\uc911\ub791 \ube44\uad50"},"content":{"rendered":"<p>\uc11c\uc6b8\uc5d0\uc11c 12\uc5b5 \uc6d0 \uc774\ud558 \uc804\uc6a9 84\u33a1\uae09\uc744 \ucc3e\ub294\ub2e4\uba74, \uc774\ubc88 \ube44\uad50 \ub300\uc0c1 7\uac1c \uad6c\uc5d0\uc11c\ub294 \ub178\uc6d0\uad6c\u00b7\uad6c\ub85c\uad6c\u00b7\uc911\ub791\uad6c \uc21c\uc73c\ub85c \uac70\ub798\ub7c9\uc774 \ub9ce\uc558\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uac70\ub798\ub7c9\uc774 \ub9ce\ub2e4\uace0 \uacc4\uc57d\ud558\uae30 \uc88b\uc740 \uc9c0\uc5ed\uc774\ub77c\ub294 \ub73b\uc740 \uc544\ub2d9\ub2c8\ub2e4. \uac00\uaca9, \uc804\uc138\ubcf4\uc99d\uae08, \ub300\ucd9c \uac00\ub2a5\uc561, \ucd9c\ud1f4\uadfc \ub3d9\uc120\uc744 \ud568\uaed8 \ubd10\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EB%A8%BC%EC%A0%80_%ED%99%95%EC%9D%B8%ED%95%A0_%EA%B2%B0%EB%A1%A0\"><\/span>\uba3c\uc800 \ud655\uc778\ud560 \uacb0\ub860<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>\uac70\ub798 \ud45c\ubcf8\uc774 \uac00\uc7a5 \ub9ce\uc740 \uacf3:<\/strong> \ub178\uc6d0\uad6c 419\uac74, \uad6c\ub85c\uad6c 357\uac74, \uc911\ub791\uad6c 310\uac74<\/li>\n<li><strong>12\uc5b5 \uc774\ud558 \ub9e4\ub9e4 \uc911\uc704\uac00\uaca9\uc774 \ub0ae\uc740 \uacf3:<\/strong> \ub3c4\ubd09\uad6c 6\uc5b5400\ub9cc \uc6d0, \uae08\ucc9c\uad6c 7\uc5b5300\ub9cc \uc6d0, \uc911\ub791\uad6c 7\uc5b54,650\ub9cc \uc6d0<\/li>\n<li><strong>LTV 40% \ub2e8\uc21c \ub300\ucd9c \uc608\uc2dc\uc758 \ud544\uc694 \ud604\uae08:<\/strong> \ub3c4\ubd09\uad6c \uc57d 3\uc5b57,188\ub9cc \uc6d0\ubd80\ud130 \uc601\ub4f1\ud3ec\uad6c \uc57d 5\uc5b56,803\ub9cc \uc6d0<\/li>\n<\/ul>\n<p>\uc774 \uae00\uc740 \uc11c\uc6b8 25\uac1c \uad6c \uc804\uccb4 \uc21c\uc704\uac00 \uc544\ub2c8\ub77c \uc601\ub4f1\ud3ec\u00b7\uc911\ub791\u00b7\uae08\ucc9c\u00b7\uc740\ud3c9\u00b7\uad6c\ub85c\u00b7\ub3c4\ubd09\u00b7\ub178\uc6d0 \ub4f1 7\uac1c \uad6c\ub97c \ube44\uad50\ud55c \uc790\ub8cc\uc785\ub2c8\ub2e4.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"7%EA%B0%9C_%EA%B5%AC_%EB%B9%84%EA%B5%90\"><\/span>7\uac1c \uad6c \ube44\uad50<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\ub9e4\ub9e4\ub294 \uc804\uc6a9 83\u33a1 \uc774\uc0c1 85\u33a1 \ubbf8\ub9cc, 12\uc5b5 \uc6d0 \uc774\ud558, \ud574\uc81c \ud45c\uc2dc\uac00 \uc5c6\ub294 \uc2e0\uace0\ub97c \uc9d1\uacc4\ud588\uc2b5\ub2c8\ub2e4. \uc804\uc138\uac00\uc728\uc740 \uac19\uc740 \uae30\uac04 \uc21c\uc218 \uc804\uc138 \uc911\uc704\ubcf4\uc99d\uae08\uc744 12\uc5b5 \uc774\ud558 \ub9e4\ub9e4 \uc911\uc704\uac00\uaca9\uc73c\ub85c \ub098\ub208 <strong>\ub2e8\uc21c \ube44\uad50\uac12<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n<table>\n<thead>\n<tr>\n<th>\uac70\ub798\ub7c9 \uc21c\uc704<\/th>\n<th>\uc9c0\uc5ed<\/th>\n<th>\ub9e4\ub9e4 \uac74\uc218<\/th>\n<th>\ub9e4\ub9e4 \uc911\uc704\uac00\uaca9<\/th>\n<th>\uc21c\uc218 \uc804\uc138 \uc911\uc704\ubcf4\uc99d\uae08<\/th>\n<th>\ub2e8\uc21c \uc804\uc138\uac00\uc728<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1<\/td>\n<td>\ub178\uc6d0\uad6c<\/td>\n<td>419\uac74<\/td>\n<td>8\uc5b52,000\ub9cc \uc6d0<\/td>\n<td>5\uc5b53,000\ub9cc \uc6d0<\/td>\n<td>64.6%<\/td>\n<\/tr>\n<tr>\n<td>2<\/td>\n<td>\uad6c\ub85c\uad6c<\/td>\n<td>357\uac74<\/td>\n<td>7\uc5b55,000\ub9cc \uc6d0<\/td>\n<td>4\uc5b59,000\ub9cc \uc6d0<\/td>\n<td>65.3%<\/td>\n<\/tr>\n<tr>\n<td>3<\/td>\n<td>\uc911\ub791\uad6c<\/td>\n<td>310\uac74<\/td>\n<td>7\uc5b54,650\ub9cc \uc6d0<\/td>\n<td>5\uc5b5 \uc6d0<\/td>\n<td>67.0%<\/td>\n<\/tr>\n<tr>\n<td>4<\/td>\n<td>\ub3c4\ubd09\uad6c<\/td>\n<td>308\uac74<\/td>\n<td>6\uc5b5400\ub9cc \uc6d0<\/td>\n<td>4\uc5b51,000\ub9cc \uc6d0<\/td>\n<td>67.9%<\/td>\n<\/tr>\n<tr>\n<td>5<\/td>\n<td>\uc740\ud3c9\uad6c<\/td>\n<td>298\uac74<\/td>\n<td>8\uc5b55,650\ub9cc \uc6d0<\/td>\n<td>5\uc5b5968\ub9cc \uc6d0<\/td>\n<td>59.5%<\/td>\n<\/tr>\n<tr>\n<td>6<\/td>\n<td>\uae08\ucc9c\uad6c<\/td>\n<td>127\uac74<\/td>\n<td>7\uc5b5300\ub9cc \uc6d0<\/td>\n<td>4\uc5b52,250\ub9cc \uc6d0<\/td>\n<td>60.1%<\/td>\n<\/tr>\n<tr>\n<td>7<\/td>\n<td>\uc601\ub4f1\ud3ec\uad6c<\/td>\n<td>111\uac74<\/td>\n<td>8\uc5b59,200\ub9cc \uc6d0<\/td>\n<td>6\uc5b58,125\ub9cc \uc6d0<\/td>\n<td>76.4%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\ub3c4\ubd09\uad6c\ub294 \uc911\uc704\uac00\uaca9\uc774 \uac00\uc7a5 \ub0ae\uc558\uace0, \ub178\uc6d0\uad6c\ub294 \uac70\ub798 \ud45c\ubcf8\uc774 \uac00\uc7a5 \ub9ce\uc558\uc2b5\ub2c8\ub2e4. \uc601\ub4f1\ud3ec\uad6c\ub294 12\uc5b5 \uc774\ud558 \ub9e4\ub9e4 \uc911\uc704\uac00\uaca9\uacfc \uc804\uc138\ubcf4\uc99d\uae08\uc774 \ubaa8\ub450 \uac00\uc7a5 \ub192\uc558\uc2b5\ub2c8\ub2e4. \uc601\ub4f1\ud3ec\uad6c\uc758 \uc804\uc138\uac00\uc728\uc774 \ub192\uac8c \ub098\uc628 \uac83\uc740 \uc804\uc138\ubcf4\uc99d\uae08\uc774 \ub192\uae30 \ub54c\ubb38\uc774\uba70, \uc804\uc138\ubcf4\uc99d\uae08 \ud68c\uc218 \uac00\ub2a5\uc131\uc774\ub098 \ub9e4\uc218\uac00 \uc720\ub9ac\ud558\ub2e4\ub294 \ub73b\uc740 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EC%A0%84%EC%84%B8_%ED%91%9C%EB%B3%B8%EC%9D%80_%EC%96%B4%EB%96%BB%EA%B2%8C_%EA%B5%AC%EC%84%B1%EB%90%90%EB%82%98\"><\/span>\uc804\uc138 \ud45c\ubcf8\uc740 \uc5b4\ub5bb\uac8c \uad6c\uc131\ub410\ub098<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\uc804\uc138\ub294 \uc6d4\uc138\uae08\uc774 0\uc6d0\uc73c\ub85c \uc2e0\uace0\ub41c \uacc4\uc57d\ub9cc \uc9d1\uacc4\ud588\uc2b5\ub2c8\ub2e4. \ub9e4\ub9e4\uc640 \uc804\uc138\ub97c \uac19\uc740 \ub2e8\uc9c0\u00b7\ub3d9\u00b7\uce35\uc758 \uacc4\uc57d\uc73c\ub85c \uc5f0\uacb0\ud55c \uac12\uc740 \uc544\ub2c8\ubbc0\ub85c, \uacc4\uc57d \ud6c4\ubcf4\ub97c \uc881\ud78c \ub4a4 \uac19\uc740 \ub2e8\uc9c0\uc758 \ucd5c\uadfc \uc804\uc138\ub97c \ub2e4\uc2dc \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<table>\n<thead>\n<tr>\n<th>\uc9c0\uc5ed<\/th>\n<th>\uc21c\uc218 \uc804\uc138<\/th>\n<th>\ud3c9\uade0 \ubcf4\uc99d\uae08<\/th>\n<th>\ubcf4\uc99d\uae08 \uc911\uc704\uac12<\/th>\n<th>\uc2e0\uaddc\u00b7\uac31\uc2e0\u00b7\ubbf8\ud45c\uae30<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uc740\ud3c9\uad6c<\/td>\n<td>498\uac74<\/td>\n<td>5\uc5b51,042\ub9cc \uc6d0<\/td>\n<td>5\uc5b5968\ub9cc \uc6d0<\/td>\n<td>137\u00b7348\u00b713\uac74<\/td>\n<\/tr>\n<tr>\n<td>\ub178\uc6d0\uad6c<\/td>\n<td>311\uac74<\/td>\n<td>5\uc5b54,280\ub9cc \uc6d0<\/td>\n<td>5\uc5b53,000\ub9cc \uc6d0<\/td>\n<td>143\u00b7156\u00b712\uac74<\/td>\n<\/tr>\n<tr>\n<td>\uc601\ub4f1\ud3ec\uad6c<\/td>\n<td>294\uac74<\/td>\n<td>7\uc5b51,903\ub9cc \uc6d0<\/td>\n<td>6\uc5b58,125\ub9cc \uc6d0<\/td>\n<td>132\u00b7154\u00b78\uac74<\/td>\n<\/tr>\n<tr>\n<td>\uad6c\ub85c\uad6c<\/td>\n<td>277\uac74<\/td>\n<td>5\uc5b5386\ub9cc \uc6d0<\/td>\n<td>4\uc5b59,000\ub9cc \uc6d0<\/td>\n<td>117\u00b7150\u00b710\uac74<\/td>\n<\/tr>\n<tr>\n<td>\uc911\ub791\uad6c<\/td>\n<td>191\uac74<\/td>\n<td>5\uc5b598\ub9cc \uc6d0<\/td>\n<td>5\uc5b5 \uc6d0<\/td>\n<td>74\u00b7111\u00b76\uac74<\/td>\n<\/tr>\n<tr>\n<td>\ub3c4\ubd09\uad6c<\/td>\n<td>178\uac74<\/td>\n<td>4\uc5b53,008\ub9cc \uc6d0<\/td>\n<td>4\uc5b51,000\ub9cc \uc6d0<\/td>\n<td>79\u00b795\u00b74\uac74<\/td>\n<\/tr>\n<tr>\n<td>\uae08\ucc9c\uad6c<\/td>\n<td>64\uac74<\/td>\n<td>4\uc5b57,731\ub9cc \uc6d0<\/td>\n<td>4\uc5b52,250\ub9cc \uc6d0<\/td>\n<td>35\u00b729\u00b70\uac74<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\ubcf4\uc99d\uae08 \ubc94\uc704\uac00 \ub113\uc740 \uc9c0\uc5ed\uc5d0\uc11c\ub294 \ud3c9\uade0\ubcf4\ub2e4 \uc911\uc704\uac12\uc744 \uba3c\uc800 \ubcf4\ub294 \ud3b8\uc774 \ub0ab\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c \uc804\uc138 \uacc4\uc57d\uc5d0\uc11c\ub294 \uc120\uc21c\uc704 \uad8c\ub9ac, \uc784\ub300\uc778 \uccb4\ub0a9, \ubcf4\uc99d\ubcf4\ud5d8 \uac00\uc785 \uac00\ub2a5 \uc5ec\ubd80\ub97c \ubcc4\ub3c4\ub85c \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EA%B3%84%EC%95%BD%EC%97%90_%ED%95%84%EC%9A%94%ED%95%9C_%ED%98%84%EA%B8%88\"><\/span>\uacc4\uc57d\uc5d0 \ud544\uc694\ud55c \ud604\uae08<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\ub2e4\uc74c \ud45c\ub294 \ubb34\uc8fc\ud0dd\uc790\uac00 1\uc8fc\ud0dd\uc744 \ucde8\ub4dd\ud558\uace0, \uaddc\uc81c\uc9c0\uc5ed \uae30\ubcf8 LTV 40%, \uc5f0 4.0%, 30\ub144 \uc6d0\ub9ac\uae08\uade0\ub4f1\uc0c1\ud658\uc744 \uc801\uc6a9\ud55c \ube44\uad50\uc6a9 \uc608\uc2dc\uc785\ub2c8\ub2e4. \ucde8\ub4dd\uc138 \uac10\uba74\u00b7\uc911\uacfc\ub294 \uc5c6\uace0, \uc804\uc6a9 85\u33a1 \uc774\ud558\ub85c \uac00\uc815\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<table>\n<thead>\n<tr>\n<th>\uc9c0\uc5ed<\/th>\n<th>\ub300\ucd9c \uc608\uc2dc<\/th>\n<th>\ub9e4\ub9e4\ub300\uae08 \uc790\uae30\uc790\uae08<\/th>\n<th>\ucde8\ub4dd\uc138 \ub4f1<\/th>\n<th>\uc911\uac1c\ubcf4\uc218+\ubd80\uac00\uc138<\/th>\n<th>\ud544\uc694 \ud604\uae08<\/th>\n<th>DSR \ud544\uc694 \uc5f0\uc18c\ub4dd*<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\ub3c4\ubd09\uad6c<\/td>\n<td>2\uc5b54,160\ub9cc \uc6d0<\/td>\n<td>3\uc5b56,240\ub9cc \uc6d0<\/td>\n<td>682\ub9cc \uc6d0<\/td>\n<td>266\ub9cc \uc6d0<\/td>\n<td><strong>3\uc5b57,188\ub9cc \uc6d0<\/strong><\/td>\n<td>\uc57d 3,460\ub9cc \uc6d0<\/td>\n<\/tr>\n<tr>\n<td>\uae08\ucc9c\uad6c<\/td>\n<td>2\uc5b58,120\ub9cc \uc6d0<\/td>\n<td>4\uc5b52,180\ub9cc \uc6d0<\/td>\n<td>1,304\ub9cc \uc6d0<\/td>\n<td>309\ub9cc \uc6d0<\/td>\n<td><strong>4\uc5b53,793\ub9cc \uc6d0<\/strong><\/td>\n<td>\uc57d 4,030\ub9cc \uc6d0<\/td>\n<\/tr>\n<tr>\n<td>\uc911\ub791\uad6c<\/td>\n<td>2\uc5b59,860\ub9cc \uc6d0<\/td>\n<td>4\uc5b54,790\ub9cc \uc6d0<\/td>\n<td>1,623\ub9cc \uc6d0<\/td>\n<td>328\ub9cc \uc6d0<\/td>\n<td><strong>4\uc5b56,741\ub9cc \uc6d0<\/strong><\/td>\n<td>\uc57d 4,280\ub9cc \uc6d0<\/td>\n<\/tr>\n<tr>\n<td>\uad6c\ub85c\uad6c<\/td>\n<td>3\uc5b5 \uc6d0<\/td>\n<td>4\uc5b55,000\ub9cc \uc6d0<\/td>\n<td>1,650\ub9cc \uc6d0<\/td>\n<td>330\ub9cc \uc6d0<\/td>\n<td><strong>4\uc5b56,980\ub9cc \uc6d0<\/strong><\/td>\n<td>\uc57d 4,300\ub9cc \uc6d0<\/td>\n<\/tr>\n<tr>\n<td>\ub178\uc6d0\uad6c<\/td>\n<td>3\uc5b52,800\ub9cc \uc6d0<\/td>\n<td>4\uc5b59,200\ub9cc \uc6d0<\/td>\n<td>2,225\ub9cc \uc6d0<\/td>\n<td>361\ub9cc \uc6d0<\/td>\n<td><strong>5\uc5b51,786\ub9cc \uc6d0<\/strong><\/td>\n<td>\uc57d 4,700\ub9cc \uc6d0<\/td>\n<\/tr>\n<tr>\n<td>\uc740\ud3c9\uad6c<\/td>\n<td>3\uc5b54,260\ub9cc \uc6d0<\/td>\n<td>5\uc5b51,390\ub9cc \uc6d0<\/td>\n<td>2,553\ub9cc \uc6d0<\/td>\n<td>377\ub9cc \uc6d0<\/td>\n<td><strong>5\uc5b54,320\ub9cc \uc6d0<\/strong><\/td>\n<td>\uc57d 4,910\ub9cc \uc6d0<\/td>\n<\/tr>\n<tr>\n<td>\uc601\ub4f1\ud3ec\uad6c<\/td>\n<td>3\uc5b55,680\ub9cc \uc6d0<\/td>\n<td>5\uc5b53,520\ub9cc \uc6d0<\/td>\n<td>2,891\ub9cc \uc6d0<\/td>\n<td>392\ub9cc \uc6d0<\/td>\n<td><strong>5\uc5b56,803\ub9cc \uc6d0<\/strong><\/td>\n<td>\uc57d 5,110\ub9cc \uc6d0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>* DSR \ud544\uc694 \uc5f0\uc18c\ub4dd\uc740 \uae30\uc874 \ubd80\ucc44 0\uc6d0, DSR 40%, \uc5f0 4.0%\u00b730\ub144 \uc6d0\ub9ac\uae08\uade0\ub4f1\uc0c1\ud658\uc744 \uac00\uc815\ud574 `\uc5f0\uac04 \uc6d0\ub9ac\uae08 \u00f7 0.4`\ub85c \uacc4\uc0b0\ud55c \ucc38\uace0\uac12\uc785\ub2c8\ub2e4. \uc2a4\ud2b8\ub808\uc2a4 \uae08\ub9ac\uc640 \ub2e4\ub978 \ub300\ucd9c\uc758 \uc6d0\ub9ac\uae08\uc740 \ubc18\uc601\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud544\uc694 \ud604\uae08\uc5d0\ub294 \ub4f1\uae30\u00b7\ubc95\ubb34\u00b7\uad6d\ubbfc\uc8fc\ud0dd\ucc44\uad8c\u00b7\uc774\uc0ac\u00b7\uc218\ub9ac\ube44\uc640 \ube44\uc0c1\uc790\uae08\uc774 \ud3ec\ud568\ub418\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \uc0dd\uc560\ucd5c\ucd08\u00b7\uc815\ucc45\ubaa8\uae30\uc9c0 \uc6b0\ub300, DSR, \uc2a4\ud2b8\ub808\uc2a4 \uae08\ub9ac, \uc18c\ub4dd\uacfc \uae30\uc874 \ubd80\ucc44\uc5d0 \ub530\ub77c \uc2e4\uc81c \ub300\ucd9c\uc561\uc740 \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EB%A7%A4%EB%8B%AC_%EB%B6%80%EB%8B%B4%ED%95%A0_%EA%B8%88%EC%95%A1\"><\/span>\ub9e4\ub2ec \ubd80\ub2f4\ud560 \uae08\uc561<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\uc5f0 4.0%\u00b730\ub144 \uc6d0\ub9ac\uae08\uade0\ub4f1\uc0c1\ud658 \uae30\uc900 \uc6d4 \uc6d0\ub9ac\uae08\uc5d0 \ub300\ud45c \ub2e8\uc9c0\uc758 \ucd5c\uadfc \uacf5\uac1c \uad00\ub9ac\ube44\ub97c \uc804\uc6a9 84\u33a1\ub85c \ub2e8\uc21c \ud658\uc0b0\ud55c \uae08\uc561\uc744 \ub354\ud588\uc2b5\ub2c8\ub2e4. \uc7ac\uc0b0\uc138\u00b7\uc8fc\ucc28\ube44\u00b7\uac1c\ubcc4 \uc0ac\uc6a9\ub7c9\uc740 \uc81c\uc678\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<table>\n<thead>\n<tr>\n<th>\uc9c0\uc5ed<\/th>\n<th>\uc6d4 \uc6d0\ub9ac\uae08<\/th>\n<th>\uad00\ub9ac\ube44 \ub2e8\uc21c \ud658\uc0b0<\/th>\n<th>\uae08\uc735\ube44\uc6a9+\uad00\ub9ac\ube44<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\ub3c4\ubd09\uad6c<\/td>\n<td>\uc57d 115\ub9cc \uc6d0<\/td>\n<td>\uc57d 20\ub9cc3,000\uc6d0<\/td>\n<td><strong>\uc57d 136\ub9cc \uc6d0<\/strong><\/td>\n<\/tr>\n<tr>\n<td>\uae08\ucc9c\uad6c<\/td>\n<td>\uc57d 134\ub9cc \uc6d0<\/td>\n<td>\uc57d 16\ub9cc4,000\uc6d0<\/td>\n<td><strong>\uc57d 150\ub9cc \uc6d0<\/strong><\/td>\n<\/tr>\n<tr>\n<td>\uc911\ub791\uad6c<\/td>\n<td>\uc57d 143\ub9cc \uc6d0<\/td>\n<td>\uc57d 19\ub9cc \uc6d0<\/td>\n<td><strong>\uc57d 162\ub9cc \uc6d0<\/strong><\/td>\n<\/tr>\n<tr>\n<td>\uad6c\ub85c\uad6c<\/td>\n<td>\uc57d 143\ub9cc \uc6d0<\/td>\n<td>\uc57d 18\ub9cc5,000\uc6d0<\/td>\n<td><strong>\uc57d 162\ub9cc \uc6d0<\/strong><\/td>\n<\/tr>\n<tr>\n<td>\ub178\uc6d0\uad6c<\/td>\n<td>\uc57d 157\ub9cc \uc6d0<\/td>\n<td>\uc57d 16\ub9cc7,000\uc6d0<\/td>\n<td><strong>\uc57d 174\ub9cc \uc6d0<\/strong><\/td>\n<\/tr>\n<tr>\n<td>\uc740\ud3c9\uad6c<\/td>\n<td>\uc57d 164\ub9cc \uc6d0<\/td>\n<td>\uc57d 27\ub9cc7,000\uc6d0<\/td>\n<td><strong>\uc57d 192\ub9cc \uc6d0<\/strong><\/td>\n<\/tr>\n<tr>\n<td>\uc601\ub4f1\ud3ec\uad6c<\/td>\n<td>\uc57d 170\ub9cc \uc6d0<\/td>\n<td>\uc57d 22\ub9cc \uc6d0<\/td>\n<td><strong>\uc57d 192\ub9cc \uc6d0<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\uad00\ub9ac\ube44\ub294 \ub300\ud45c \ub2e8\uc9c0\uc758 \uacf5\uac1c \ub2e8\uac00\ub97c \uc804\uc6a9 84\u33a1\uc5d0 \uacf1\ud55c \ucc38\uace0\uac12\uc785\ub2c8\ub2e4. \uc2e4\uc81c \ubd80\uacfc\uba74\uc801, \ub09c\ubc29\ube44, \uc8fc\ucc28\ube44, \uc138\ub300\ubcc4 \uc0ac\uc6a9\ub7c9\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c0\ubbc0\ub85c \ucd5c\uadfc \uace0\uc9c0\uc11c\ub97c \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EB%8C%80%ED%91%9C_%EB%8B%A8%EC%A7%80_%EC%83%9D%ED%99%9C%EA%B6%8C\"><\/span>\ub300\ud45c \ub2e8\uc9c0 \uc0dd\ud65c\uad8c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\uc544\ub798 \uc2dc\uc124\uc740 \uad6c \uc804\uccb4\uac00 \uc544\ub2c8\ub77c 12\uc5b5 \uc774\ud558 \uac70\ub798\uac00 \ud655\uc778\ub41c \ub300\ud45c \ub2e8\uc9c0 \uc8fc\ubcc0\uc744 \ubc18\uacbd 1km\ub85c \uac80\uc0c9\ud55c \uacb0\uacfc\uc785\ub2c8\ub2e4. \uac70\ub9ac\ub294 \uc2e4\uc81c \ucd9c\uc785\uad6c\uc5d0\uc11c \uac78\ub9ac\ub294 \uc2dc\uac04\uacfc \ub2e4\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<table>\n<thead>\n<tr>\n<th>\uc9c0\uc5ed<\/th>\n<th>\ub300\ud45c \ub2e8\uc9c0<\/th>\n<th>\uad50\ud1b5<\/th>\n<th>\ud559\uad50<\/th>\n<th>\uc0dd\ud65c\uc2dc\uc124\u00b7\uc758\ub8cc\u00b7\uacf5\uc6d0<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uc601\ub4f1\ud3ec\uad6c<\/td>\n<td><a href=\"https:\/\/map.kakao.com\/?q=\uc601\ub4f1\ud3ec\uad6c+\ud604\ub3001\ucc28\uc544\ud30c\ud2b8\" target=\"_blank\" rel=\"noopener noreferrer\">\ud604\ub3001\ucc28\uc544\ud30c\ud2b8<\/a><\/td>\n<td>\uc2e0\ub3c4\ub9bc\uc5ed 724m<\/td>\n<td>\uc11c\uc6b8\uc2e0\uc601\ucd08 194m<\/td>\n<td>\uc288\ud37c 134m\u00b7\uc758\uc6d0 143m\u00b7\ub300\ub9bc\uccb4\uc721\uacf5\uc6d0 262m<\/td>\n<\/tr>\n<tr>\n<td>\uc911\ub791\uad6c<\/td>\n<td><a href=\"https:\/\/map.kakao.com\/?q=\uc911\ub791\uad6c+\uc131\uc6d0\uc544\ud30c\ud2b8\" target=\"_blank\" rel=\"noopener noreferrer\">\uc131\uc6d0\uc544\ud30c\ud2b8<\/a><\/td>\n<td>\ub9dd\uc6b0\uc5ed 600m<\/td>\n<td>\uc11c\uc6b8\uc2e0\ud604\ucd08 146m<\/td>\n<td>\ud558\ub098\ub85c\ub9c8\ud2b8 143m\u00b7\uce58\uacfc 82m\u00b7\uc639\uae30\ud130 \ub9c8\uc744\ub9c8\ub2f9 229m<\/td>\n<\/tr>\n<tr>\n<td>\uae08\ucc9c\uad6c<\/td>\n<td><a href=\"https:\/\/map.kakao.com\/?q=\uae08\ucc9c\uad6c+\uad00\uc545\uc0b0+\ubcbd\uc0b0\ud0c0\uc6b45\ub2e8\uc9c0\" target=\"_blank\" rel=\"noopener noreferrer\">\uad00\uc545\uc0b0 \ubcbd\uc0b0\ud0c0\uc6b45\ub2e8\uc9c0<\/a><\/td>\n<td>\uc9c0\ud558\ucca0 \uac80\uc0c9 \uacb0\uacfc \uc5c6\uc74c<\/td>\n<td>\uc11c\uc6b8\ub9e4\uadf8\ub137\uace0 345m<\/td>\n<td>\uc758\ub8cc 52m\u00b7\uc0bc\uac01\uacf5\uc6d0 383m, \ub300\ud615\ub9c8\ud2b8 \uac80\uc0c9 \uacb0\uacfc \uc5c6\uc74c<\/td>\n<\/tr>\n<tr>\n<td>\uc740\ud3c9\uad6c<\/td>\n<td><a href=\"https:\/\/map.kakao.com\/?q=\uc740\ud3c9\uad6c+\ubd81\ud55c\uc0b0\ud604\ub300\ud790\uc2a4\ud14c\uc774\ud2b83\ucc28\" target=\"_blank\" rel=\"noopener noreferrer\">\ubd81\ud55c\uc0b0\ud604\ub300\ud790\uc2a4\ud14c\uc774\ud2b83\ucc28<\/a><\/td>\n<td>\ub3c5\ubc14\uc704\uc5ed 163m<\/td>\n<td>\uc11c\uc6b8\uc218\ub9ac\ucd08 214m<\/td>\n<td>\uc288\ud37c 198m\u00b7\uce58\uacfc 185m\u00b7\ubd88\uad113\uad6c\uc5ed\uc18c\uacf5\uc6d0 119m<\/td>\n<\/tr>\n<tr>\n<td>\uad6c\ub85c\uad6c<\/td>\n<td><a href=\"https:\/\/map.kakao.com\/?q=\uad6c\ub85c\uad6c+\ud604\ub3001\ub2e8\uc9c0\uc544\ud30c\ud2b8\" target=\"_blank\" rel=\"noopener noreferrer\">\ud604\ub3001\ub2e8\uc9c0\uc544\ud30c\ud2b8<\/a><\/td>\n<td>\uac1c\ubd09\uc5ed 285m<\/td>\n<td>\uc11c\uc6b8\uac1c\ubd09\ucd08 264m<\/td>\n<td>\uc288\ud37c 408m\u00b7\uc758\uc6d0 130m\u00b7\uac1c\ubd09\uc720\uc218\uc9c0\uc0dd\ud0dc\uacf5\uc6d0 416m<\/td>\n<\/tr>\n<tr>\n<td>\ub3c4\ubd09\uad6c<\/td>\n<td><a href=\"https:\/\/map.kakao.com\/?q=\ub3c4\ubd09\uad6c+\ub3c4\ubd09\ud55c\uc2e0\uc544\ud30c\ud2b8\" target=\"_blank\" rel=\"noopener noreferrer\">\ub3c4\ubd09\ud55c\uc2e0\uc544\ud30c\ud2b8<\/a><\/td>\n<td>\ub3c4\ubd09\uc0b0\uc5ed 339m<\/td>\n<td>\uc11c\uc6b8\ub204\uc6d0\ucd08 189m<\/td>\n<td>\uc288\ud37c 449m\u00b7\ub0b4\uacfc 167m\u00b7\uc11c\uc6b8\ucc3d\ud3ec\uc6d0 316m<\/td>\n<\/tr>\n<tr>\n<td>\ub178\uc6d0\uad6c<\/td>\n<td><a href=\"https:\/\/map.kakao.com\/?q=\ub178\uc6d0\uad6c+\uc6d4\uacc4\ud55c\uc9c4\ud55c\ud654\uadf8\ub791\ube4c\" target=\"_blank\" rel=\"noopener noreferrer\">\uc6d4\uacc4\ud55c\uc9c4\ud55c\ud654\uadf8\ub791\ube4c<\/a><\/td>\n<td>\uc11d\uacc4\uc5ed 337m<\/td>\n<td>\uc11c\uc6b8\ud55c\ucc9c\ucd08 301m<\/td>\n<td>\uc288\ud37c 229m\u00b7\ub0b4\uacfc 222m\u00b7\ud55c\ub0b4\uadfc\ub9b0\uacf5\uc6d0 294m<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\uae08\ucc9c\uad6c\uc758 \uc9c0\ud558\ucca0\u00b7\ub300\ud615\ub9c8\ud2b8 \uac80\uc0c9 \uacb0\uacfc\uac00 \uc5c6\ub2e4\ub294 \uac83\uc740 \uc2dc\uc124\uc774 \uc5c6\ub2e4\ub294 \ub73b\uc774 \uc544\ub2c8\ub77c \ud574\ub2f9 \uac80\uc0c9 \uacb0\uacfc\uac00 \uc5c6\uc5c8\ub2e4\ub294 \uc758\ubbf8\uc785\ub2c8\ub2e4. \ubc84\uc2a4\uc640 \uc2e4\uc81c \uc7a5\ubcf4\uae30 \ub3d9\uc120\uc740 \ud604\uc7a5 \ud655\uc778\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%ED%86%A0%EC%A7%80%EA%B1%B0%EB%9E%98%ED%97%88%EA%B0%80%EA%B5%AC%EC%97%AD%EA%B3%BC_%EB%8C%80%EC%B6%9C_%EA%B7%9C%EC%A0%9C\"><\/span>\ud1a0\uc9c0\uac70\ub798\ud5c8\uac00\uad6c\uc5ed\uacfc \ub300\ucd9c \uaddc\uc81c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\uc774\ubc88 \uac70\ub798\uae30\uac04\uc778 2026\ub144 4~6\uc6d4\uc740 \uc11c\uc6b8 \uc804\uc5ed \uc544\ud30c\ud2b8\uac00 \ud1a0\uc9c0\uac70\ub798\ud5c8\uac00\uad6c\uc5ed\uc73c\ub85c \uc9c0\uc815\ub41c \uae30\uac04\uc5d0 \ud3ec\ud568\ub429\ub2c8\ub2e4. \ub9e4\ub9e4\uacc4\uc57d \uc804 \uad00\ud560 \uad6c\uccad\uc5d0 \ud5c8\uac00 \ud544\uc694 \uc5ec\ubd80, \ud5c8\uac00 \ud6c4 \uc2e4\uac70\uc8fc \uc758\ubb34\uc640 \uc804\uc785 \uc2dc\uc810\uc744 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\ud1a0\uc9c0\uac70\ub798\ud5c8\uac00 \uc5ec\ubd80\uc640 \ub300\ucd9c \uc2b9\uc778\uc740 \ubcc4\uac1c\uc785\ub2c8\ub2e4. \uc740\ud589\uc740 LTV\uc640 \ud568\uaed8 DSR\u00b7\uc2a4\ud2b8\ub808\uc2a4 \uae08\ub9ac\u00b7\uc18c\ub4dd\u00b7\uae30\uc874 \ubd80\ucc44\ub97c \uc2ec\uc0ac\ud569\ub2c8\ub2e4. \uc544\ud30c\ud2b8\uac00 \uc544\ub2cc \uc624\ud53c\uc2a4\ud154\u00b7\uc0c1\uac00\ub294 \uc9c0\uc815 \ubc94\uc704\uc640 \uc808\ucc28\uac00 \ub2e4\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EA%B3%84%EC%95%BD_%EC%A0%84_%EC%B2%B4%ED%81%AC%EB%A6%AC%EC%8A%A4%ED%8A%B8\"><\/span>\uacc4\uc57d \uc804 \uccb4\ud06c\ub9ac\uc2a4\ud2b8<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>\uacc4\uc57d \ub2f9\uc77c \uad6d\ud1a0\uad50\ud1b5\ubd80\uc5d0\uc11c \uac70\ub798\uac00\uaca9\uacfc \ud574\uc81c\u00b7\uc815\uc815 \uc5ec\ubd80\ub97c \ud655\uc778\ud569\ub2c8\ub2e4.<\/li>\n<li>6\uc6d4 \uac70\ub798\ub294 \uc2e0\uace0 \uc9c0\uc5f0\uc744 \uace0\ub824\ud574 \ucd94\uac00 \uc2e0\uace0\ub97c \ud655\uc778\ud569\ub2c8\ub2e4.<\/li>\n<li>\uc804\uc6a9\uba74\uc801\ubfd0 \uc544\ub2c8\ub77c \uc815\ud655\ud55c \uc8fc\ud0dd\ud615\u00b7\ub3d9\u00b7\uce35\u00b7\ud5a5\u00b7\uc218\ub9ac \uc0c1\ud0dc\ub97c \ub9de\ucda5\ub2c8\ub2e4.<\/li>\n<li>\uc740\ud589 \uc0ac\uc804\uc2ec\uc0ac\ub85c \uc2e4\uc81c \uc2b9\uc778\uc561\uacfc \ub300\ucd9c \uc2e4\ud589\uc77c\uc744 \ud655\uc778\ud569\ub2c8\ub2e4.<\/li>\n<li>\ucde8\ub4dd\uc138\u00b7\uc8fc\ud0dd \uc218\u00b7\uac10\uba74 \uc5ec\ubd80\ub97c \uc704\ud0dd\uc2a4\uc5d0\uc11c \ub2e4\uc2dc \uacc4\uc0b0\ud569\ub2c8\ub2e4.<\/li>\n<li>\ub4f1\uae30\u00b7\ubc95\ubb34\u00b7\ucc44\uad8c\u00b7\uc774\uc0ac\u00b7\uc218\ub9ac\ube44\ub97c \ubcc4\ub3c4 \uc608\uc0b0\uc73c\ub85c \ub461\ub2c8\ub2e4.<\/li>\n<li>\ucd5c\uadfc \uad00\ub9ac\ube44 \uace0\uc9c0\uc11c\uc640 \uaca8\uc6b8\ucca0 \ub09c\ubc29\ube44\ub97c \ud655\uc778\ud569\ub2c8\ub2e4.<\/li>\n<li>\uc804\uc138\ub77c\uba74 \uc120\uc21c\uc704 \uad8c\ub9ac\u00b7\uc784\ub300\uc778 \uccb4\ub0a9\u00b7\ubcf4\uc99d\ubcf4\ud5d8 \uac00\uc785 \uac00\ub2a5 \uc5ec\ubd80\ub97c \ud655\uc778\ud569\ub2c8\ub2e4.<\/li>\n<li>\uc5ed\u00b7\ud559\uad50\u00b7\ub9c8\ud2b8\u00b7\ubcd1\uc6d0\u00b7\uacf5\uc6d0\uc740 \ub300\ud45c \ub2e8\uc9c0 \ucd9c\uc785\uad6c\uc5d0\uc11c \uc9c1\uc811 \uc774\ub3d9\ud574 \ubd05\ub2c8\ub2e4.<\/li>\n<li>\uc18c\uc74c\u00b7\ub204\uc218\u00b7\uacb0\ub85c\u00b7\uc8fc\ucc28 \uc0c1\ud0dc\ub97c \ud3c9\uc77c\uacfc \uc8fc\ub9d0\uc5d0 \uac01\uac01 \ud655\uc778\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"%EA%B2%B0%EB%A1%A0\"><\/span>\uacb0\ub860<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\uac70\ub798 \ud45c\ubcf8\uc744 \ub113\uac8c \ubcf4\uace0 \uc2f6\ub2e4\uba74 \ub178\uc6d0\uad6c, \ub0ae\uc740 \uc911\uc704\uac00\uaca9\uc744 \uba3c\uc800 \ubcf4\ub824\uba74 \ub3c4\ubd09\uad6c, \uac00\uaca9\uacfc \uc804\uc138 \ud45c\ubcf8\uc744 \ud568\uaed8 \ube44\uad50\ud558\ub824\uba74 \uc911\ub791\uad6c\u00b7\uad6c\ub85c\uad6c\ub97c \uc6b0\uc120 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ub9e4\uc218\u00b7\uc804\uc138 \uacc4\uc57d \uc21c\uc704\uac00 \uc544\ub2c8\ub77c \ud604\uc7a5 \ud655\uc778 \uc21c\uc11c\ub97c \uc815\ud558\ub294 1\ucc28 \uae30\uc900\uc785\ub2c8\ub2e4.<\/p>\n<p>\uaddc\uc81c\uc9c0\uc5ed LTV 40%\ub97c \uc801\uc6a9\ud558\uba74 12\uc5b5 \uc774\ud558 \uc804\uc6a9 84\u33a1\uae09\uc774\ub77c\ub3c4 \uc911\uc704\uac00\uaca9 \uae30\uc900 \ud544\uc694 \ud604\uae08\uc740 \uc57d 3\uc5b57,188\ub9cc~5\uc5b56,803\ub9cc \uc6d0\uc785\ub2c8\ub2e4. \uacc4\uc57d\uae08\ub9cc \ub9c8\ub828\ud560 \uc218 \uc788\ub294\uc9c0\uc640 \uc794\uae08\u00b7\ubcf4\uc720\ube44\uc6a9\uae4c\uc9c0 \uac10\ub2f9\ud560 \uc218 \uc788\ub294\uc9c0\ub294 \uad6c\ubd84\ud574\uc11c \uacc4\uc0b0\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EB%8D%B0%EC%9D%B4%ED%84%B0_%EA%B8%B0%EC%A4%80\"><\/span>\ub370\uc774\ud130 \uae30\uc900<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>\ub9e4\ub9e4\u00b7\uc804\uc6d4\uc138: \uad6d\ud1a0\uad50\ud1b5\ubd80 \uc544\ud30c\ud2b8 \uc2e4\uac70\ub798\uac00 API, \uacc4\uc57d\uc77c 2026\ub144 4\uc6d4 1\uc77c~6\uc6d4 30\uc77c<\/li>\n<li>\ub9e4\ub9e4 \uc870\uac74: \uc804\uc6a9 83\u33a1 \uc774\uc0c1 85\u33a1 \ubbf8\ub9cc, 12\uc5b5 \uc6d0 \uc774\ud558, \ud574\uc81c \ud45c\uc2dc 9\uac74 \uc81c\uc678<\/li>\n<li>\uc804\uc138 \uc870\uac74: \uac19\uc740 \uae30\uac04 \uc6d4\uc138\uae08 0\uc6d0 \uc2e0\uace0 1,813\uac74<\/li>\n<li>\uad00\ub9ac\ube44: \ub300\ud45c \ub2e8\uc9c0 7\uacf3\uc758 2026\ub144 1~5\uc6d4 \uacf5\ub3d9\uc8fc\ud0dd \uad00\ub9ac\ube44 \uacf5\uac1c \ub2e8\uac00\ub97c \uc804\uc6a9 84\u33a1\ub85c \ub2e8\uc21c \ud658\uc0b0<\/li>\n<li>\uc0dd\ud65c\uad8c: \ub300\ud45c \ub2e8\uc9c0 \ubc18\uacbd 1km Kakao Local API \uac80\uc0c9 \uacb0\uacfc<\/li>\n<li>\ub300\ucd9c: \uaddc\uc81c\uc9c0\uc5ed LTV 40%, \uc5f0 4.0%, 30\ub144 \uc6d0\ub9ac\uae08\uade0\ub4f1\uc0c1\ud658 \uc608\uc2dc. DSR \uc5f0\uc18c\ub4dd\uc740 \uae30\uc874 \ubd80\ucc44 0\uc6d0\u00b7DSR 40%\uc758 \ub2e8\uc21c \ucc38\uace0\uac12<\/li>\n<li>\uc8fc\uc758: 6\uc6d4 \uac70\ub798\ub294 \uc2e0\uace0 \uc9c0\uc5f0, \uc774\ud6c4 \ud574\uc81c\u00b7\uc815\uc815\u00b7\ucd94\uac00 \uc2e0\uace0\uc5d0 \ub530\ub77c \uc218\uce58\uac00 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc74c<\/li>\n<li>\uc870\ud68c\uc77c: 2026\ub144 7\uc6d4 21\uc77c<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"%ED%95%A8%EA%BB%98_%EB%B3%B4%EB%A9%B4_%EC%A2%8B%EC%9D%80_%EA%B8%80\"><\/span>\ud568\uaed8 \ubcf4\uba74 \uc88b\uc740 \uae00<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><a href=\"https:\/\/zipreport.kr\/?p=240\" target=\"_blank\" rel=\"noopener noreferrer\">\ud604\uae08 1\uc5b5\uc73c\ub85c \uc11c\uc6b8 \ub0b4 \uc9d1 \ub9c8\ub828 \uac00\ub2a5\ud560\uae4c? \ub300\ucd9c \uaddc\uc81c \uc774\ud6c4 \ud604\uc2e4\uc801\uc778 \uc120\ud0dd\uc9c0<\/a><\/li>\n<li><a href=\"https:\/\/zipreport.kr\/?p=222\" target=\"_blank\" rel=\"noopener noreferrer\">\ub300\ucd9c \uaddc\uc81c \ud53c\ud558\ub294 2026\ub144 \uc11c\uc6b8 6\uc5b5 \uc774\ud558 \uc544\ud30c\ud2b8: \uc2e4\uc218\uc694 \uc9c0\uc5ed 6\uacf3 \ube44\uad50<\/a><\/li>\n<li><a href=\"https:\/\/zipreport.kr\/?p=232\" target=\"_blank\" rel=\"noopener noreferrer\">2026\ub144 \uc0c1\ubc18\uae30 \uc11c\uc6b8 \uc544\ud30c\ud2b8 \uc2e4\uac70\ub798\uac00 \ube44\uad50: \ub178\uc6d0\u00b7\uac15\uc11c\u00b7\uad6c\ub85c\uc5d0 \uc2e4\uc218\uc694\uac00 \ubab0\ub9b0 \uc774\uc720<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\uc11c\uc6b8 12\uc5b5 \uc774\ud558 \uc804\uc6a9 83~85\u33a1 \uc544\ud30c\ud2b8\ub97c \ub300\uc0c1\uc73c\ub85c 2026\ub144 4~6\uc6d4 \ub9e4\ub9e4 1,930\uac74\uacfc \uc21c\uc218 \uc804\uc138 1,813\uac74\uc744 \ube44\uad50\ud588\uc2b5\ub2c8\ub2e4. \uac70\ub798\ub7c9, \uc911\uc704\uac00\uaca9, \uc804\uc138\uac00\uc728, \uacc4\uc57d \uc804 \ud544\uc694 \ud604\uae08\uacfc \uc6d4 \ubd80\ub2f4\uc744 \ud568\uaed8 \ud655\uc778\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":330,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_title":"\uc11c\uc6b8 12\uc5b5 \uc774\ud558 84\u33a1 \uc544\ud30c\ud2b8 \uac70\ub798\ub7c9 \uc21c\uc704: \ub178\uc6d0\u00b7\uad6c\ub85c\u00b7\uc911\ub791 \ube44\uad50","rank_math_description":"\uc11c\uc6b8 12\uc5b5 \uc774\ud558 \uc804\uc6a9 83~85\u33a1 \uc544\ud30c\ud2b8\ub97c \ub300\uc0c1\uc73c\ub85c 2026\ub144 4~6\uc6d4 \ub9e4\ub9e4 1,930\uac74\uacfc \uc21c\uc218 \uc804\uc138 1,813\uac74\uc744 \ube44\uad50\ud588\uc2b5\ub2c8\ub2e4. \uac70\ub798\ub7c9, \uc911\uc704\uac00\uaca9, \uc804\uc138\uac00\uc728, \uacc4\uc57d \uc804 \ud544\uc694 \ud604\uae08\uacfc \uc6d4 \ubd80\ub2f4\uc744 \ud568\uaed8 \ud655\uc778\ud569\ub2c8\ub2e4.","rank_math_focus_keyword":"\uc11c\uc6b8 12\uc5b5 \uc774\ud558 84\u33a1 \uc544\ud30c\ud2b8","zipreport_job_id":"","footnotes":""},"categories":[145],"tags":[91,20],"class_list":["post-328","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-145","tag-91","tag-20"],"_links":{"self":[{"href":"https:\/\/zipreport.kr\/index.php?rest_route=\/wp\/v2\/posts\/328","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zipreport.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zipreport.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zipreport.kr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/zipreport.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=328"}],"version-history":[{"count":2,"href":"https:\/\/zipreport.kr\/index.php?rest_route=\/wp\/v2\/posts\/328\/revisions"}],"predecessor-version":[{"id":331,"href":"https:\/\/zipreport.kr\/index.php?rest_route=\/wp\/v2\/posts\/328\/revisions\/331"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zipreport.kr\/index.php?rest_route=\/wp\/v2\/media\/330"}],"wp:attachment":[{"href":"https:\/\/zipreport.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=328"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zipreport.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=328"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zipreport.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=328"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}